Downsizing to a La Costa Condo

Jockey Club at La Costa

by Roberta Murphy

Downsizing to a La Costa condo might be a great idea if you are ready to simplify life and move away from your large suburban home.

To begin with, condos in La Costa are relatively plentiful. Many of the older and well-placed condos around La Costa were originally purchased by out of area owners who were also members of La Costa and wanted a nearby pied a terre. Many of these early developments have precious golf course frontage which can make for spectacular views (and viewing)–and also make for  golfer’s paradise.

In fact, the Tres Verde condominium complex on La Costa Avenue has what was once a golf cart garage that was converted during the 1990’s into a storage hall, where owners have put storage sheds to house those things that might normally go into a garage. And just about all units in the rear building have views of the South La Costa Golf Course. And then there’s the Jockey Club on the golf course (pictured), where luxury townhomes range in size from over 2700 to over 3600 square feet–with some offering gorgeous golf views.

But I digress.

If you are thinking of downsizing to a La Costa condo, you might want to consider your options–as well as a few hazards.

Pay Attention to the Details in Your Home Search

  • One of the real benefits of living in a condo is that upkeep and maintenance are taken care of by the property management or condo association. Residents in the complex pay monthly fees for these costs, a portion of which is placed into a holding account for future repairs.
  • Be sure to check the financial records of the condo association to ensure that they have adequate reserves and are putting some of the monthly fees into savings for big repairs like a roof replacement. This is especially important in an older complex, where rules may be a bit more lax. You’ll also want to review the complex’s insurance policy. Actual buildings and exterior walls are usually covered, but your personal belongings will likely require additional coverage.
  • Find out what exterior maintenance jobs are covered by your condo association and if there are rules about exterior decorations or barbecue grills on decks or patios. Some places are very strict, and you don’t want an unhappy surprise if you love to decorate for holidays. Read all community rules very carefully.
  • Two things that can make or break living in your condo are the manager (if applicable) and the homeowners association (HOA). A professional, on-site manager is a must in a large condo complex. You want to be sure that repairs will be done quickly and well and you will also want to do a little digging if it’s a new development. Find out and research the developer. Talk to potential neighbors about the HOA, too. It should be a resource for keeping the complex running smoothly. If not, move on.

If you do your research and find a quality condo complex, you’ll be sure to enjoy your home for as long as you choose to live in it. And if you need additional information about La Costa and Carlsbad condos, please feel free to contact Scott or Roberta Murphy at either 877-818-8197 or 760-402-9101.